Website Terms of Use
The important legal stuff you need to know when using our website

About our Website Terms of Use
It’s important that you read our Terms of Use when using our website. By continuing to use our website, you’re deemed to have accepted these Terms of Use. These Terms of Use apply to this Website only and not to any 3rd party websites which can be accessed via links on this Website.
Company registration details
Modern Lending Advisers is an appointed representative of Key Retirement Solutions Ltd. Registered Office: Baines House Midgery Court, Pittman Way, Fulwood, Preston, PR2 9ZH, United Kingdom. Registered Number 796140 . Registered in England and Wales. Telephone 0808 208 3169. Calls may be recorded or monitored. Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 796140. You can check this on the Financial Services Register by visiting the FCA’s website Modern Lending Advisers and our logo are registered trademarks.
Copyright and Trademark
© 2021 Modern Lending Advisers. Copyright in the pages of this website, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Modern Lending Advisers unless otherwise indicated. Reproduction of the pages of this website in whole or in part without the prior written consent of Modern Lending Advisers is strictly prohibited unless carried out for private, non-commercial viewing purposes.

Jurisdiction for use
This website is intended for use only by those who can access it from within the UK. Products advertised on these pages are only intended for sale to UK residents and equity release or lifetime mortgages are only available on properties in the UK.
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance, but we will endeavour to keep any disruption to a minimum.

In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Third party websites
This website may contain links to websites operated by third parties. The responsibility for the operation, content and cookie policies of those websites rests solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
Governing law
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.
If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please email us at [email protected] or call us on 0808 252 9170.

If you have questions on a particular product or service please use the contact details shown for that product or service.
Modern Lending Advisers may amend these Terms of Use at any time and any amendments will apply to your use of this website after they’re made. Please make sure you visit this page regularly and refresh your browser to ensure your information is up to date.

Thanks for reading our Terms of Use. We hope you enjoy using our Website.